An independent media intelligence project · Grabien Inc.

What inflation actually costs the American family.

The Consumer Price Index gets the cheap stuff right and the expensive stuff wrong. The Reality Index measures the gap between what the government reports and what families actually pay.

01

The Reality Index

A weighted basket of the goods and services families actually buy, using BLS Consumer Expenditure weights with real retail prices instead of CPI's methodology. The headline inflation rate Reality Index measures vs. the one the government reports.

5.16×

$100 of 1980 goods → $516 today (vs $391 per CPI)

See the headline rate

02

American Dream Index

The total annual cost of a fixed 1980 middle-class lifestyle — four-bedroom home, three children, two cars, employer health coverage — priced every year from 1980 to 2025 against median household income.

145%

Dream cost as % of median income, 2025

See the index

03

Dashboard

Every chart, every methodology document, every individual item — organized by category. The full project surface.

28

Live charts & methodology documents

Browse everything

01 · Reality Index

Where CPI matches reality, and where it doesn't.

Each item below shows what consumers actually paid at retail, the BLS CPI subindex for the same category, and the official CPI All Items rate — across the longest available history.

Housing · The largest gap · See all housing →

Where prices ran fastest above CPI

020040060019801990200020102020Housing610CPI390
Composite multiple
6.11×
56% above CPI · 1980 → 2025

Health care · The structural divergence · See all health care →

The largest single divergence on the site

04008001200160019801990200020102020Healthcare1561CPI391
Composite multiple
15.60×
299% above CPI · 1980 → 2025

Energy · Where supply chains held · See all energy & utilities →

Where global supply chains kept prices in check

010020030040019801990200020102020Energy309CPI391
Composite multiple
3.09×
21% below CPI · 1980 → 2025

02 · Dashboard

Everything else.

Methodology documents, basket specifications, the original headline composite prototype, and supporting reference materials.