Services · Single item chart

Single health insurance premium.

Employer-sponsored health plan · single coverage · annual total premium · KFF survey · 1999–2025

Single health insurance premium vs. official inflation, 1999–2025

Indexed: 1999 = 100 · What consumers actually paid (retail) compared to overall CPI-U All Items

Health care, retail price (KFF Annual Employer Health Benefits Survey, 1999+) CPI-U All Items (BLS, 1947+)

Reading the chart. Single-coverage premium is what an employer-sponsored plan costs to cover one worker (no dependents). Annual premium grew 4.25× over 26 years versus CPI 1.93× — single coverage grew about 2.2× faster than overall inflation, slightly slower than family coverage (4.66×). The KFF Employer Health Benefits Survey has tracked this series annually since 1999 with consistent methodology.