Single-coverage deductible.

Reading the chart. The general annual deductible is the amount a covered worker pays out of pocket each year before the insurance plan begins paying for most services. KFF began tracking the average single-coverage deductible separately in 2006. Over 19 years it has grown 3.23× versus CPI 1.60× — approximately 2× faster than overall inflation. This series captures only the deductible amount, not the additional out-of-pocket costs from copays, coinsurance, or services not covered by the plan.